Sell abroad on open terms. Get paid at home, now.
Export factoring gives you cash on your international invoices and protects you if a foreign buyer cannot pay.
Win more international business
Foreign buyers expect open-account terms of 60, 90 or even 120 days. Letters of credit are slow and expensive, and asking for payment in advance loses deals.
Export factoring solves both sides: your buyer gets the terms they want, and you get paid up front.
What you get
Advance on foreign invoices
Up to 85–90% of the invoice value, shortly after shipment.
Credit protection
Non-recourse options that cover buyer insolvency, backed by credit insurance or partner factors.
Buyer credit checks
We assess your foreign buyers before you ship, so you can set terms with confidence.
Collections abroad
Collections in the buyer’s country and language, through our correspondent network.
Currency flexibility
Invoices in USD and, on request, in EUR / MXN / BRL / COP.
How export factoring works
- 01
We approve a credit limit for each of your foreign buyers.
- 02
You ship the goods and send us the invoice and shipping documents (bill of lading, airway bill).
- 03
We advance up to 90% of the invoice value.
- 04
Your buyer pays on their normal terms, to an account we designate.
- 05
We send you the balance, minus our fee.
Ideal for
- U.S. exporters selling to Latin America, Europe or Asia
- Latin American exporters selling to buyers in the United States
- Companies replacing letters of credit with open-account terms
- Exporters with concentration in a few large foreign buyers
Frequently asked questions
Straight answers. If yours isn’t here, a specialist will answer it within one business day.
Talk to a Specialist