PivotFinancing

Solutions

Purchase Order Financing Invoice Factoring Export Factoring Import & Trade Finance Supply Chain Finance
Industries How It Works About Partners

From first call to funding in days, not months.

A clear process, a short document list and a written term sheet. Here is exactly what happens after you reach out.

How It Works

The process

  1. Day 1

    1. Discovery call

    A 20-minute call with a specialist to understand your business, your customers and the transaction.

  2. Days 1–3

    2. Documents

    You upload a short list of documents through our secure portal.

  3. Within 48 h

    3. Term sheet

    A written proposal with advance rate, fees and structure, within 48 hours of documents.

  4. Days 3–7

    4. Due diligence & agreement

    We verify customers and suppliers, complete compliance checks and sign the agreement.

  5. Funding

    5. Funding

    We pay your supplier or advance against your invoices.

What we look for

  • A B2B or B2G business (we do not finance consumer sales)
  • Creditworthy customers
  • A real transaction with a clear margin
  • Suppliers with a track record
  • A management team that knows its business and answers honestly

What we do not require

  • Years of profitability
  • Perfect personal credit
  • Real estate collateral
  • Giving up equity
Checklist

Documents checklist

Have these ready and your term sheet moves faster.

Ready? It takes 5 minutes to start.